revok1200
Active Member
re: Victim of hit & run. Guy offers to pay out of pocket (srs) In
Not sure?
Yes, you get your payout minus deductible, thats normal.
Do you have an estimate from a repair facility stating what they will charge for repairs? If not did the insurance company give you a repair shop they work with? If you don't have an estimate from a shop, don't cash the check from your insurance company.
Granted working with an insurance company is like working with the MOCO. They hold the power, but I wouldn't give in until you have a repair facility that will do the work for what the insurance company quoted.
Remember they quoted the price of repair minus your deductible, so yes you are out the $500 deductible, that was the insurance you chose. You can always go after the other guy for the deductible or difference from what insurance paid and the actual cost.
This is just like trying to get work done by the MOCO and they say it is normal and you know it isn't. (FRUSTRATING)
Good Luck
Not sure?
Yes, you get your payout minus deductible, thats normal.
Do you have an estimate from a repair facility stating what they will charge for repairs? If not did the insurance company give you a repair shop they work with? If you don't have an estimate from a shop, don't cash the check from your insurance company.
Granted working with an insurance company is like working with the MOCO. They hold the power, but I wouldn't give in until you have a repair facility that will do the work for what the insurance company quoted.
Remember they quoted the price of repair minus your deductible, so yes you are out the $500 deductible, that was the insurance you chose. You can always go after the other guy for the deductible or difference from what insurance paid and the actual cost.
This is just like trying to get work done by the MOCO and they say it is normal and you know it isn't. (FRUSTRATING)
Good Luck