Welcome scarps180, I would go for the ESP plan with the tire coverage, it covers everything that came stock on the bike and any accessories that you add within the first 60 days of when you sign the papers, your dealership adds (make sure they add them) the parts you buy on to your SWR and Harley covers those parts with the 24 month warranty and ESP has to cover them if there listed on your SWR for the term of their policy. The only parts that can't be listed are off road use only parts. Stage 1 parts can be. The maintenace package locks you onto there service department, if your not happy with them, all well they have your money. Also Harley's done away with 2,500 & 7,500 mile services, it is excessive, that tells me a little about your dealer, buy and read you service manual, Harley felt it was over kill but dealers still like to push the extra services for profits$$$$, you'll be suprized how much they can find you need at those extra services. Also on the ESP tire plan if your tire is at 3/32'' or less they will not cover it and they don't cover drive belts ether. Enjoy your new ride!