Good and bad news... A local shop http://www.redrockautoandcycle.com/ is pretty awesome and with what the Geico adjuster is paying I'm getting a hot new front wheel along with all of the setup and a new tire. Geico is ALMOST paying out enough to pop a back setup on too. I just need another few hundred bucks I don't have right now. They (insurance) agreed that it was not my "fault" so I hope (trust me, that is a reach and I know it) that my rates don't jump like I want my bike to when I shift from 3rd to 4th.)
The bad is that I don't feel really comfortable with a back wheel that hit a curb even if I cannot SEE damage. Glad it is winter.