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Tire/Wheel fitment

I am doing some up grades on my 98 FLHRC. I have purchased a 21" wheel for the front. The problem is the recommended size tire for this bike does not have a load rating that fits the specs of the bike. The tire size for the wheel is 120 70r 21 but the highest load rating I can find is 68 (694lb) and the dealer ship says I need some thing around 70 (739lb). They tell me I need over 725lb or they will not mount it. Anyone have any experience with this?
 
The weight bias (front to back) is about 50/50 so the tire only needs to have a weight rating of about 1/2 the weight of your bike.
 
Will a 21 inch wheel and tire combo fit without any modification to steering head angle or front fender and brakes????
 
Find a shop that has at least a minimal grasp of physics. They should be more than happy to mount that tire for you.
 
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